Our Service to You
How can we help you?
Mortgages
First Time Buyers
Your home may be repossessed if you do not keep up repayments on your mortgage.
They say that buying your home can be one of the most stressful events of your life. With so many types of mortgages, terms and conditions, jargon, rules and regulations, this can make the subject a bit of a minefield.
At BlueSky Property Finance, we pride ourselves on making your buying process as simple and clear as possible, translating the technical terms into plain English and leaving you to worry about such important things as colour schemes, wet rooms and fixtures and fittings.
Our adviser is with you all the way throughout the transaction until the day you receive your keys so will be available to assist you with any queries or worries that arise along the way.
- Remortgaging
Perhaps your current mortgage deal is coming to an end and you would like to review it? We are highly experienced Brokers who are able to source deals from the mortgage market. We have the experience, knowledge and tools to ensure we find you the most competitive and suitable mortgage deal to ensure your monthly mortgage payments remain low.
Perhaps you are looking to release capital from your existing property? We will listen to you carefully and recommend a competitive mortgage solution that helps you achieve this.
Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
- Buy to let
If you are looking to purchase or remortgage an existing buy to let property we are here for you. Our expertise will enable us to show you clearly how rental calculations affect the amount you are able to borrow and ensure the mortgage we recommend has a competitive interest rate and set up fees.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
Protecting you, your family and your home
Insurance
Nobody likes to think pessimistically about the future but it is a reality that things can go wrong. At BlueSky Property Finance, we ensure that not only do we help you arrange the finance required to buy your dream home but also we show you how to keep you and your family in it should you suffer an event that affects your life or health. In plain English and with clarity, we are able to advise you on any areas of financial protection we feel that you need and tailor solutions using providers from our restricted panel of leading insurers to consider including:
- Life assurance including decreasing and level term assurance
- Critical Illness Assurance
- Permanent Health Insurance
- Family Income Benefit
- Buildings Insurance (one provider used for this type of insurance)
- Contents Insurance (one provider used for this type of insurance)
We view the subject of keeping you and your family in your home very seriously and will provide you with a personalised insurance package covering any areas where we feel you may be at financial risk either now or in the future.
Buildings and Contents Insurance
Your Home is probably the most valuable thing you own, and you've likely spent years saving up for it. It's not just us who believe home insurance is important to have in place. Having the right cover gives you the comfort of knowing your home can be repaired or rebuilt should something sudden or unexpected happen. With the home insurance providers and products we have access to, it's up to you, with our expert help, you can choose to cover your buildings and/or contents and tailor your insurance to meet your needs.
Commercial, Bridging and international Finance - by referral only
Commercial Finance - by referral only
Your home may be repossessed if you do not keep up the repayments on your mortgage.
Whether you are looking to purchase a property of mixed use or solely commercial, we are able to refer you to a number of specialist brokers who are well equipped to find the right lender for you.
Commercial mortgages are not regulated by the Financial Conduct Authority.
Bridging Finance - by referral only
Found your new dream home before you have sold your existing one? Bridging finance can be extremely expensive. We are very experienced in this area and are able to introduce you to a Bridging Specialist broker who can arrange the most competitive bridging finance on the market to enable you to secure the new property whilst you market your existing one.
Bridging Finance is not regulated by the Financial Conduct Authority.
International Mortgages
At BlueSky Property Finance, we are very experienced in arranging mortgages for clients who are returning to the UK after living and working abroad.
All advice will be conducted in the UK as we do not have permissions to give advice when either our clients or ourselves are located in any overseas location.
We can also help non UK nationals to purchase property in the UK or if you are looking to purchase property outside of the UK by securing the loan against property that is based in the UK, by referral only.
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